Call reports 2011
QUAIL CREEK BANK — 2011
What QUAIL CREEK BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 446,079,000 | 453,539,000 | 456,671,000 | 468,320,000 |
| Total loans | 388,097,000 | 390,758,000 | 378,494,000 | 378,853,000 |
| Allowance for loan losses | 4,456,000 | 4,912,000 | 5,521,000 | 5,275,000 |
| Securities available for sale | 32,660,000 | 37,709,000 | 40,037,000 | 40,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,656,000 | 399,619,000 | 403,480,000 | 412,950,000 |
| Interest-bearing deposits | 356,637,000 | 364,335,000 | 365,999,000 | 375,847,000 |
| Noninterest-bearing deposits | 35,019,000 | 35,284,000 | 37,481,000 | 37,103,000 |
| Equity capital | 42,463,000 | 41,933,000 | 43,291,000 | 45,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,015,000 | 12,263,000 | 18,487,000 | 24,587,000 |
| Interest expense | 895,000 | 1,701,000 | 2,479,000 | 3,222,000 |
| Net interest income | 5,120,000 | 10,562,000 | 16,008,000 | 21,365,000 |
| Noninterest income | 358,000 | 704,000 | 1,066,000 | 1,474,000 |
| Noninterest expense | 2,492,000 | 5,024,000 | 7,640,000 | 10,418,000 |
| Provision for loan losses | 300,000 | 800,000 | 1,400,000 | 2,000,000 |
| Pretax income | 2,686,000 | 5,442,000 | 8,034,000 | 10,421,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,686,000 | 5,442,000 | 8,034,000 | 10,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,270,000 | 41,365,000 | 42,056,000 | 44,443,000 |
| Total capital | 46,726,000 | 46,043,000 | 46,631,000 | 48,997,000 |
| Risk-weighted assets | 370,545,000 | 374,025,000 | 365,038,000 | 363,689,000 |