Call reports 2010
QUAIL CREEK BANK — 2010
What QUAIL CREEK BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 437,068,000 | 458,173,000 | 458,491,000 | 458,966,000 |
| Total loans | 383,937,000 | 386,446,000 | 385,045,000 | 383,200,000 |
| Allowance for loan losses | 2,654,000 | 2,832,000 | 3,854,000 | 4,178,000 |
| Securities available for sale | 32,523,000 | 31,279,000 | 32,849,000 | 31,588,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,876,000 | 406,055,000 | 407,471,000 | 404,657,000 |
| Interest-bearing deposits | 354,522,000 | 371,077,000 | 366,957,000 | 365,416,000 |
| Noninterest-bearing deposits | 27,354,000 | 34,978,000 | 40,514,000 | 39,241,000 |
| Equity capital | 39,577,000 | 39,012,000 | 38,820,000 | 41,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,074,000 | 12,273,000 | 18,494,000 | 24,837,000 |
| Interest expense | 1,422,000 | 2,772,000 | 3,983,000 | 5,012,000 |
| Net interest income | 4,652,000 | 9,501,000 | 14,511,000 | 19,825,000 |
| Noninterest income | 328,000 | 644,000 | 959,000 | 1,248,000 |
| Noninterest expense | 2,237,000 | 4,646,000 | 7,018,000 | 9,363,000 |
| Provision for loan losses | 300,000 | 600,000 | 2,160,000 | 2,460,000 |
| Pretax income | 2,443,000 | 4,899,000 | 6,292,000 | 9,250,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,443,000 | 4,899,000 | 6,292,000 | 9,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,071,000 | 38,548,000 | 38,143,000 | 41,101,000 |
| Total capital | 41,725,000 | 41,380,000 | 41,997,000 | 45,279,000 |
| Risk-weighted assets | 375,421,000 | 375,929,000 | 372,031,000 | 365,696,000 |