Call reports 2009
QUAIL CREEK BANK — 2009
What QUAIL CREEK BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 422,764,000 | 423,515,000 | 435,456,000 | 437,211,000 |
| Total loans | 362,008,000 | 375,622,000 | 383,368,000 | 380,101,000 |
| Allowance for loan losses | 2,002,000 | 2,003,000 | 2,104,000 | 2,396,000 |
| Securities available for sale | 35,269,000 | 34,388,000 | 32,908,000 | 32,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,107,000 | 376,266,000 | 380,937,000 | 381,601,000 |
| Interest-bearing deposits | 345,215,000 | 347,835,000 | 353,997,000 | 354,624,000 |
| Noninterest-bearing deposits | 30,892,000 | 28,431,000 | 26,940,000 | 26,977,000 |
| Equity capital | 35,548,000 | 35,537,000 | 38,287,000 | 38,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,183,000 | 12,418,000 | 18,746,000 | 24,956,000 |
| Interest expense | 1,910,000 | 3,670,000 | 5,316,000 | 6,869,000 |
| Net interest income | 4,273,000 | 8,748,000 | 13,430,000 | 18,087,000 |
| Noninterest income | 302,000 | 610,000 | 1,030,000 | 1,329,000 |
| Noninterest expense | 2,205,000 | 4,573,000 | 6,811,000 | 9,257,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 400,000 |
| Pretax income | 2,370,000 | 4,785,000 | 7,549,000 | 9,759,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,370,000 | 4,785,000 | 7,549,000 | 9,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,425,000 | 34,937,000 | 37,700,000 | 38,073,000 |
| Total capital | 37,427,000 | 36,940,000 | 39,804,000 | 40,469,000 |
| Risk-weighted assets | 359,791,000 | 366,885,000 | 371,350,000 | 371,537,000 |