Call reports 2008
QUAIL CREEK BANK — 2008
What QUAIL CREEK BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 388,703,000 | 395,207,000 | 395,142,000 | 402,651,000 |
| Total loans | 322,483,000 | 343,651,000 | 346,267,000 | 351,863,000 |
| Allowance for loan losses | 2,059,000 | 2,049,000 | 2,035,000 | 1,999,000 |
| Securities available for sale | 34,254,000 | 34,360,000 | 35,289,000 | 37,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,727,000 | 347,241,000 | 355,738,000 | 360,811,000 |
| Interest-bearing deposits | 317,225,000 | 315,483,000 | 320,629,000 | 328,769,000 |
| Noninterest-bearing deposits | 30,502,000 | 31,758,000 | 35,109,000 | 32,042,000 |
| Equity capital | 33,414,000 | 31,540,000 | 31,468,000 | 34,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,624,000 | 12,996,000 | 19,264,000 | 25,525,000 |
| Interest expense | 2,526,000 | 4,682,000 | 6,681,000 | 8,691,000 |
| Net interest income | 4,098,000 | 8,314,000 | 12,583,000 | 16,834,000 |
| Noninterest income | 338,000 | 766,000 | 1,145,000 | 1,277,000 |
| Noninterest expense | 1,919,000 | 4,049,000 | 6,156,000 | 8,383,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,517,000 | 5,044,000 | 7,586,000 | 9,742,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,517,000 | 5,044,000 | 7,586,000 | 9,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,256,000 | 31,862,000 | 32,531,000 | 34,687,000 |
| Total capital | 35,315,000 | 33,911,000 | 34,566,000 | 36,686,000 |
| Risk-weighted assets | 327,294,000 | 339,960,000 | 342,492,000 | 347,893,000 |