Call reports 2007
QUAIL CREEK BANK — 2007
What QUAIL CREEK BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 359,244,000 | 369,192,000 | 368,714,000 | 378,468,000 |
| Total loans | 300,447,000 | 301,891,000 | 312,926,000 | 312,844,000 |
| Allowance for loan losses | 2,121,000 | 2,082,000 | 2,077,000 | 2,062,000 |
| Securities available for sale | 20,465,000 | 22,299,000 | 25,250,000 | 32,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,339,000 | 331,639,000 | 332,336,000 | 337,688,000 |
| Interest-bearing deposits | 292,151,000 | 292,404,000 | 305,491,000 | 307,319,000 |
| Noninterest-bearing deposits | 28,188,000 | 39,235,000 | 26,845,000 | 30,369,000 |
| Equity capital | 29,606,000 | 29,767,000 | 30,293,000 | 32,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,808,000 | 13,800,000 | 20,933,000 | 27,950,000 |
| Interest expense | 2,998,000 | 6,159,000 | 9,488,000 | 12,521,000 |
| Net interest income | 3,810,000 | 7,641,000 | 11,445,000 | 15,429,000 |
| Noninterest income | 463,000 | 871,000 | 1,303,000 | 1,773,000 |
| Noninterest expense | 1,396,000 | 3,335,000 | 5,256,000 | 7,359,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,877,000 | 5,177,000 | 7,507,000 | 9,858,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,877,000 | 5,177,000 | 7,507,000 | 9,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,544,000 | 29,980,000 | 30,391,000 | 32,742,000 |
| Total capital | 31,665,000 | 32,062,000 | 32,467,000 | 34,804,000 |
| Risk-weighted assets | 298,757,000 | 306,764,000 | 316,815,000 | 320,145,000 |