Call reports 2006
QUAIL CREEK BANK — 2006
What QUAIL CREEK BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 317,570,000 | 328,043,000 | 343,426,000 | 369,048,000 |
| Total loans | 276,164,000 | 283,663,000 | 296,951,000 | 294,293,000 |
| Allowance for loan losses | 2,121,000 | 2,128,000 | 2,121,000 | 2,122,000 |
| Securities available for sale | 18,030,000 | 17,723,000 | 19,564,000 | 20,102,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,402,000 | 286,468,000 | 305,174,000 | 329,589,000 |
| Interest-bearing deposits | 241,550,000 | 256,382,000 | 270,646,000 | 293,720,000 |
| Noninterest-bearing deposits | 32,852,000 | 30,086,000 | 34,528,000 | 35,869,000 |
| Equity capital | 27,414,000 | 27,775,000 | 28,481,000 | 28,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,411,000 | 11,367,000 | 17,925,000 | 24,702,000 |
| Interest expense | 2,017,000 | 4,421,000 | 7,262,000 | 10,258,000 |
| Net interest income | 3,394,000 | 6,946,000 | 10,663,000 | 14,444,000 |
| Noninterest income | 378,000 | 738,000 | 1,266,000 | 1,548,000 |
| Noninterest expense | 1,784,000 | 3,696,000 | 5,592,000 | 7,598,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,988,000 | 3,988,000 | 6,337,000 | 8,394,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,988,000 | 3,988,000 | 6,337,000 | 8,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,300,000 | 27,761,000 | 28,458,000 | 28,513,000 |
| Total capital | 29,421,000 | 29,889,000 | 30,579,000 | 30,635,000 |
| Risk-weighted assets | 274,321,000 | 281,041,000 | 291,823,000 | 295,850,000 |