Call reports 2005
QUAIL CREEK BANK — 2005
What QUAIL CREEK BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 280,085,000 | 294,533,000 | 301,760,000 | 307,376,000 |
| Total loans | 247,672,000 | 265,727,000 | 271,992,000 | 274,958,000 |
| Allowance for loan losses | 1,965,000 | 1,971,000 | 1,887,000 | 2,124,000 |
| Securities available for sale | 20,711,000 | 19,229,000 | 18,463,000 | 19,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,799,000 | 237,605,000 | 247,280,000 | 261,427,000 |
| Interest-bearing deposits | 197,558,000 | 205,155,000 | 218,053,000 | 226,242,000 |
| Noninterest-bearing deposits | 33,241,000 | 32,450,000 | 29,227,000 | 35,185,000 |
| Equity capital | 26,286,000 | 26,466,000 | 26,759,000 | 26,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,027,000 | 8,287,000 | 13,233,000 | 18,326,000 |
| Interest expense | 1,190,000 | 2,576,000 | 4,195,000 | 6,051,000 |
| Net interest income | 2,837,000 | 5,711,000 | 9,038,000 | 12,275,000 |
| Noninterest income | 557,000 | 949,000 | 1,349,000 | 1,674,000 |
| Noninterest expense | 1,626,000 | 3,259,000 | 4,948,000 | 6,744,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,768,000 | 3,402,000 | 5,440,000 | 7,206,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,768,000 | 3,402,000 | 5,440,000 | 7,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,973,000 | 26,159,000 | 26,519,000 | 26,823,000 |
| Total capital | 28,173,000 | 28,365,000 | 28,641,000 | 28,947,000 |
| Risk-weighted assets | 244,070,000 | 259,241,000 | 270,150,000 | 274,712,000 |