Call reports 2004
QUAIL CREEK BANK — 2004
What QUAIL CREEK BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 269,324,000 | 266,640,000 | 267,553,000 | 273,870,000 |
| Total loans | 233,035,000 | 233,509,000 | 236,663,000 | 245,201,000 |
| Allowance for loan losses | 2,155,000 | 2,163,000 | 1,968,000 | 1,964,000 |
| Securities available for sale | 27,632,000 | 24,621,000 | 23,601,000 | 21,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,459,000 | 210,995,000 | 211,718,000 | 210,613,000 |
| Interest-bearing deposits | 182,128,000 | 178,775,000 | 180,982,000 | 179,214,000 |
| Noninterest-bearing deposits | 32,331,000 | 32,220,000 | 30,736,000 | 31,399,000 |
| Equity capital | 26,022,000 | 26,007,000 | 26,428,000 | 26,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,705,000 | 7,368,000 | 11,099,000 | 14,864,000 |
| Interest expense | 799,000 | 1,601,000 | 2,480,000 | 3,475,000 |
| Net interest income | 2,906,000 | 5,767,000 | 8,619,000 | 11,389,000 |
| Noninterest income | 357,000 | 909,000 | 1,226,000 | 1,547,000 |
| Noninterest expense | 1,510,000 | 3,041,000 | 4,569,000 | 6,185,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,757,000 | 3,639,000 | 5,280,000 | 6,755,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,757,000 | 3,639,000 | 5,280,000 | 6,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,061,000 | 25,573,000 | 25,779,000 | 25,763,000 |
| Total capital | 27,216,000 | 27,736,000 | 27,947,000 | 27,962,000 |
| Risk-weighted assets | 227,760,000 | 226,849,000 | 230,784,000 | 240,839,000 |