Call reports 2002
QUAIL CREEK BANK — 2002
What QUAIL CREEK BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 244,860,000 | 247,114,000 | 250,056,000 | 249,992,000 |
| Total loans | 180,860,000 | 192,421,000 | 196,055,000 | 200,417,000 |
| Allowance for loan losses | 1,945,000 | 2,094,000 | 2,164,000 | 2,254,000 |
| Securities available for sale | 54,389,000 | 46,000,000 | 42,467,000 | 37,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,106,000 | 197,375,000 | 206,630,000 | 208,800,000 |
| Interest-bearing deposits | 185,530,000 | 184,383,000 | 193,644,000 | 195,626,000 |
| Noninterest-bearing deposits | 13,576,000 | 12,992,000 | 12,986,000 | 13,174,000 |
| Equity capital | 21,469,000 | 22,850,000 | 24,166,000 | 24,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,834,000 | 7,673,000 | 11,490,000 | 15,235,000 |
| Interest expense | 1,179,000 | 2,310,000 | 3,478,000 | 4,608,000 |
| Net interest income | 2,655,000 | 5,363,000 | 8,012,000 | 10,627,000 |
| Noninterest income | 381,000 | 896,000 | 1,291,000 | 1,651,000 |
| Noninterest expense | 1,245,000 | 2,623,000 | 4,012,000 | 5,537,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,641,000 | 3,384,000 | 4,889,000 | 6,189,000 |
| Income tax | 538,000 | 1,126,000 | 1,656,000 | 2,898,000 |
| Net income | 1,103,000 | 2,258,000 | 3,233,000 | 3,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,087,000 | 22,242,000 | 23,217,000 | 22,875,000 |
| Total capital | 23,032,000 | 24,336,000 | 25,381,000 | 25,129,000 |
| Risk-weighted assets | 186,123,000 | 193,703,000 | 194,176,000 | 198,765,000 |