Call reports 2001
QUAIL CREEK BANK — 2001
What QUAIL CREEK BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 233,650,000 | 235,020,000 | 241,546,000 | 240,857,000 |
| Total loans | 166,784,000 | 172,029,000 | 172,183,000 | 172,657,000 |
| Allowance for loan losses | 1,439,000 | 1,574,000 | 1,642,000 | 1,785,000 |
| Securities available for sale | 49,020,000 | 52,331,000 | 58,098,000 | 58,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,201,000 | 198,049,000 | 196,769,000 | 196,271,000 |
| Interest-bearing deposits | 171,382,000 | 171,987,000 | 172,012,000 | 186,186,000 |
| Noninterest-bearing deposits | 25,819,000 | 26,062,000 | 24,757,000 | 10,085,000 |
| Equity capital | 17,902,000 | 18,823,000 | 20,080,000 | 20,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,431,000 | 8,819,000 | 13,023,000 | 16,971,000 |
| Interest expense | 2,307,000 | 4,324,000 | 6,166,000 | 7,567,000 |
| Net interest income | 2,124,000 | 4,495,000 | 6,857,000 | 9,404,000 |
| Noninterest income | 266,000 | 600,000 | 1,060,000 | 1,377,000 |
| Noninterest expense | 1,177,000 | 2,381,000 | 3,662,000 | 5,036,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 840,000 |
| Pretax income | 1,128,000 | 2,503,000 | 3,919,000 | 4,974,000 |
| Income tax | 378,000 | 825,000 | 1,307,000 | 1,691,000 |
| Net income | 750,000 | 1,678,000 | 2,612,000 | 3,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,451,000 | 18,379,000 | 19,313,000 | 19,984,000 |
| Total capital | 18,890,000 | 19,953,000 | 20,955,000 | 21,769,000 |
| Risk-weighted assets | 166,049,000 | 174,591,000 | 177,677,000 | 181,868,000 |