Call reports 2012
GATEWAY BUSINESS BANK — 2012
What GATEWAY BUSINESS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 179,629,000 | 181,440,000 |
| Total loans | 120,901,000 | 127,860,000 |
| Allowance for loan losses | 2,970,000 | 2,852,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 73,000 | 68,000 |
| Trading assets | 0 | 0 |
| Total deposits | 152,549,000 | 151,025,000 |
| Interest-bearing deposits | 133,920,000 | 129,421,000 |
| Noninterest-bearing deposits | 18,629,000 | 21,604,000 |
| Equity capital | 21,710,000 | 22,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 1,707,000 | 3,331,000 |
| Interest expense | 314,000 | 592,000 |
| Net interest income | 1,393,000 | 2,739,000 |
| Noninterest income | 8,728,000 | 19,813,000 |
| Noninterest expense | 9,956,000 | 20,981,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 165,000 | 1,571,000 |
| Income tax | -2,000 | 168,000 |
| Net income | 167,000 | 1,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 21,600,000 | 22,817,000 |
| Total capital | 22,700,000 | 24,029,000 |
| Risk-weighted assets | 86,016,000 | 95,273,000 |