Call reports 2002
GATEWAY BUSINESS BANK — 2002
What GATEWAY BUSINESS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 127,273,000 | 128,683,000 | 262,815,000 | 197,129,000 |
| Total loans | 105,093,000 | 103,703,000 | 180,009,000 | 162,634,000 |
| Allowance for loan losses | 123,000 | 290,000 | 315,000 | 707,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 963,000 | 1,847,000 | 1,734,000 | 1,522,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,702,000 | 32,808,000 | 92,198,000 | 101,739,000 |
| Interest-bearing deposits | 20,525,000 | 24,747,000 | 83,288,000 | 93,005,000 |
| Noninterest-bearing deposits | 7,177,000 | 8,061,000 | 8,910,000 | 8,734,000 |
| Equity capital | 20,210,000 | 20,971,000 | 20,724,000 | 20,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,640,000 | 3,503,000 | 5,718,000 | 8,782,000 |
| Interest expense | 505,000 | 1,155,000 | 2,080,000 | 3,193,000 |
| Net interest income | 1,135,000 | 2,348,000 | 3,638,000 | 5,589,000 |
| Noninterest income | 8,966,000 | 17,230,000 | 24,749,000 | 33,954,000 |
| Noninterest expense | 8,271,000 | 16,237,000 | 25,704,000 | 36,888,000 |
| Provision for loan losses | 125,000 | 201,000 | 219,000 | 608,000 |
| Pretax income | 1,705,000 | 3,140,000 | 2,464,000 | 2,047,000 |
| Income tax | 773,000 | 1,448,000 | 1,017,000 | 848,000 |
| Net income | 932,000 | 1,692,000 | 1,447,000 | 1,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,188,000 | 19,904,000 | 19,413,000 | 18,670,000 |
| Total capital | 19,311,000 | 20,194,000 | 19,728,000 | 19,377,000 |
| Risk-weighted assets | 106,606,000 | 81,702,000 | 129,997,000 | 123,230,000 |