Call reports 2001
GATEWAY BUSINESS BANK — 2001
What GATEWAY BUSINESS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,063,000 | 27,116,000 | 26,844,000 | 132,903,000 |
| Total loans | 15,836,000 | 16,694,000 | 15,839,000 | 111,676,000 |
| Allowance for loan losses | 247,000 | 243,000 | 257,000 | 5,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,505,000 | 1,387,000 | 1,284,000 | 1,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,415,000 | 24,597,000 | 24,488,000 | 25,679,000 |
| Interest-bearing deposits | 18,875,000 | 18,522,000 | 17,498,000 | 17,012,000 |
| Noninterest-bearing deposits | 5,540,000 | 6,075,000 | 6,990,000 | 8,667,000 |
| Equity capital | 1,590,000 | 2,461,000 | 2,304,000 | 19,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 1,035,000 | 1,528,000 | 549,000 |
| Interest expense | 197,000 | 404,000 | 589,000 | 229,000 |
| Net interest income | 295,000 | 631,000 | 939,000 | 320,000 |
| Noninterest income | 20,000 | 48,000 | 143,000 | 2,804,000 |
| Noninterest expense | 451,000 | 943,000 | 1,503,000 | 2,723,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -136,000 | -264,000 | -421,000 | 401,000 |
| Income tax | 0 | 1,000 | 1,000 | 169,000 |
| Net income | -136,000 | -265,000 | -422,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,590,000 | 2,461,000 | 2,304,000 | 18,321,000 |
| Total capital | 1,813,000 | 2,697,000 | 2,521,000 | 18,326,000 |
| Risk-weighted assets | 17,854,000 | 18,925,000 | 17,340,000 | 87,015,000 |