Call reports 2011
LAKEWOOD BANK, NATIONAL ASSOCIATION — 2011
What LAKEWOOD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Total assets | 139,928,000 | 141,916,000 | 140,099,000 |
| Total loans | 103,487,000 | 104,870,000 | 102,525,000 |
| Allowance for loan losses | 1,622,000 | 1,470,000 | 1,287,000 |
| Securities available for sale | 10,050,000 | 10,968,000 | 9,848,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 119,816,000 | 121,481,000 | 119,842,000 |
| Interest-bearing deposits | 100,091,000 | 99,495,000 | 95,438,000 |
| Noninterest-bearing deposits | 19,725,000 | 21,986,000 | 24,404,000 |
| Equity capital | 19,843,000 | 20,038,000 | 19,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Interest income | 1,657,000 | 3,336,000 | 5,068,000 |
| Interest expense | 351,000 | 666,000 | 937,000 |
| Net interest income | 1,306,000 | 2,670,000 | 4,131,000 |
| Noninterest income | 190,000 | 397,000 | 328,000 |
| Noninterest expense | 1,000,000 | 1,989,000 | 2,929,000 |
| Provision for loan losses | 280,000 | 465,000 | 755,000 |
| Pretax income | 216,000 | 613,000 | 775,000 |
| Income tax | 95,000 | 262,000 | 334,000 |
| Net income | 121,000 | 351,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 |
|---|---|---|---|
| Tier 1 capital | 11,422,000 | 11,572,000 | 11,434,000 |
| Total capital | 12,683,000 | 12,838,000 | 12,701,000 |
| Risk-weighted assets | 100,540,000 | 101,079,000 | 101,268,000 |