Call reports 2010
LAKEWOOD BANK, NATIONAL ASSOCIATION — 2010
What LAKEWOOD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 142,904,000 | 143,804,000 | 147,402,000 | 141,893,000 |
| Total loans | 113,708,000 | 111,662,000 | 110,044,000 | 105,413,000 |
| Allowance for loan losses | 1,883,000 | 1,833,000 | 1,830,000 | 1,671,000 |
| Securities available for sale | 9,034,000 | 10,212,000 | 9,505,000 | 10,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,827,000 | 119,986,000 | 123,956,000 | 120,711,000 |
| Interest-bearing deposits | 102,352,000 | 101,234,000 | 104,518,000 | 101,072,000 |
| Noninterest-bearing deposits | 17,475,000 | 18,752,000 | 19,438,000 | 19,639,000 |
| Equity capital | 19,772,000 | 20,033,000 | 20,107,000 | 20,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,878,000 | 3,624,000 | 5,483,000 | 7,338,000 |
| Interest expense | 583,000 | 1,131,000 | 1,628,000 | 2,022,000 |
| Net interest income | 1,295,000 | 2,493,000 | 3,855,000 | 5,316,000 |
| Noninterest income | 187,000 | 448,000 | 727,000 | 769,000 |
| Noninterest expense | 942,000 | 1,966,000 | 3,048,000 | 4,137,000 |
| Provision for loan losses | 90,000 | 165,000 | 335,000 | 395,000 |
| Pretax income | 450,000 | 810,000 | 1,199,000 | 1,553,000 |
| Income tax | 192,000 | 345,000 | 509,000 | 659,000 |
| Net income | 258,000 | 465,000 | 690,000 | 894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,275,000 | 11,505,000 | 11,552,000 | 11,528,000 |
| Total capital | 12,643,000 | 12,863,000 | 12,883,000 | 12,809,000 |
| Risk-weighted assets | 108,993,000 | 108,187,000 | 106,014,000 | 102,102,000 |