Call reports 2009
LAKEWOOD BANK, NATIONAL ASSOCIATION — 2009
What LAKEWOOD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 135,179,000 | 138,618,000 | 137,251,000 | 140,957,000 |
| Total loans | 116,271,000 | 119,410,000 | 116,992,000 | 113,516,000 |
| Allowance for loan losses | 1,232,000 | 1,303,000 | 1,463,000 | 1,858,000 |
| Securities available for sale | 3,641,000 | 3,594,000 | 4,090,000 | 8,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,659,000 | 103,870,000 | 110,024,000 | 117,892,000 |
| Interest-bearing deposits | 80,386,000 | 86,422,000 | 90,520,000 | 99,075,000 |
| Noninterest-bearing deposits | 16,273,000 | 17,448,000 | 19,504,000 | 18,817,000 |
| Equity capital | 19,607,000 | 19,629,000 | 19,683,000 | 19,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,879,000 | 3,876,000 | 5,847,000 | 7,729,000 |
| Interest expense | 576,000 | 1,131,000 | 1,701,000 | 2,279,000 |
| Net interest income | 1,303,000 | 2,745,000 | 4,146,000 | 5,450,000 |
| Noninterest income | 116,000 | 231,000 | 370,000 | 584,000 |
| Noninterest expense | 734,000 | 1,588,000 | 2,439,000 | 3,364,000 |
| Provision for loan losses | 90,000 | 180,000 | 345,000 | 795,000 |
| Pretax income | 595,000 | 1,208,000 | 1,732,000 | 1,875,000 |
| Income tax | 251,000 | 507,000 | 727,000 | 793,000 |
| Net income | 344,000 | 701,000 | 1,005,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,043,000 | 11,072,000 | 11,147,000 | 11,246,000 |
| Total capital | 12,275,000 | 12,375,000 | 12,504,000 | 12,599,000 |
| Risk-weighted assets | 109,955,000 | 112,214,000 | 108,475,000 | 107,739,000 |