Call reports 2005
LAKEWOOD BANK, NATIONAL ASSOCIATION — 2005
What LAKEWOOD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 83,120,000 | 89,226,000 | 89,152,000 | 90,281,000 |
| Total loans | 67,831,000 | 73,119,000 | 70,140,000 | 70,070,000 |
| Allowance for loan losses | 502,000 | 554,000 | 587,000 | 679,000 |
| Securities available for sale | 6,346,000 | 4,504,000 | 4,496,000 | 4,432,000 |
| Securities held to maturity | 223,000 | 218,000 | 218,000 | 214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,139,000 | 75,728,000 | 75,244,000 | 77,344,000 |
| Interest-bearing deposits | 50,480,000 | 56,046,000 | 55,784,000 | 58,697,000 |
| Noninterest-bearing deposits | 18,659,000 | 19,682,000 | 19,460,000 | 18,647,000 |
| Equity capital | 9,060,000 | 9,256,000 | 9,610,000 | 9,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,245,000 | 2,595,000 | 4,011,000 | 5,465,000 |
| Interest expense | 249,000 | 571,000 | 938,000 | 1,318,000 |
| Net interest income | 996,000 | 2,024,000 | 3,073,000 | 4,147,000 |
| Noninterest income | 146,000 | 291,000 | 445,000 | 505,000 |
| Noninterest expense | 710,000 | 1,466,000 | 2,270,000 | 2,968,000 |
| Provision for loan losses | 100,000 | 162,000 | 200,000 | 308,000 |
| Pretax income | 330,000 | 645,000 | 1,006,000 | 1,334,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 330,000 | 645,000 | 1,006,000 | 1,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,829,000 | 7,966,000 | 8,326,000 | 8,499,000 |
| Total capital | 8,331,000 | 8,520,000 | 8,913,000 | 9,178,000 |
| Risk-weighted assets | 73,107,000 | 77,889,000 | 74,937,000 | 76,125,000 |