Call reports 2002
LAKEWOOD BANK, NATIONAL ASSOCIATION — 2002
What LAKEWOOD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,344,000 | 63,947,000 | 67,390,000 | 67,000,000 |
| Total loans | 42,464,000 | 43,081,000 | 41,364,000 | 45,624,000 |
| Allowance for loan losses | 467,000 | 467,000 | 466,000 | 466,000 |
| Securities available for sale | 4,682,000 | 5,667,000 | 5,464,000 | 6,575,000 |
| Securities held to maturity | 250,000 | 246,000 | 246,000 | 242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,019,000 | 52,597,000 | 56,024,000 | 56,127,000 |
| Interest-bearing deposits | 35,049,000 | 36,108,000 | 37,719,000 | 39,823,000 |
| Noninterest-bearing deposits | 15,970,000 | 16,489,000 | 18,305,000 | 16,304,000 |
| Equity capital | 7,453,000 | 7,670,000 | 7,645,000 | 8,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,975,000 | 2,953,000 | 4,086,000 |
| Interest expense | 214,000 | 408,000 | 603,000 | 771,000 |
| Net interest income | 759,000 | 1,567,000 | 2,350,000 | 3,315,000 |
| Noninterest income | 102,000 | 308,000 | 459,000 | 513,000 |
| Noninterest expense | 785,000 | 1,563,000 | 2,372,000 | 3,082,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 73,000 | 309,000 | 434,000 | 743,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 71,000 | 307,000 | 432,000 | 741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,855,000 | 6,114,000 | 6,084,000 | 6,437,000 |
| Total capital | 6,322,000 | 6,581,000 | 6,550,000 | 6,903,000 |
| Risk-weighted assets | 43,082,000 | 45,314,000 | 45,193,000 | 50,085,000 |