Call reports 2001
LAKEWOOD BANK, NATIONAL ASSOCIATION — 2001
What LAKEWOOD BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 62,418,000 | 64,513,000 | 63,886,000 | 62,451,000 |
| Total loans | 43,241,000 | 42,056,000 | 43,778,000 | 43,315,000 |
| Allowance for loan losses | 447,000 | 454,000 | 462,000 | 466,000 |
| Securities available for sale | 9,588,000 | 8,230,000 | 6,949,000 | 5,805,000 |
| Securities held to maturity | 397,000 | 397,000 | 393,000 | 390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,062,000 | 53,183,000 | 53,406,000 | 50,574,000 |
| Interest-bearing deposits | 38,930,000 | 37,196,000 | 37,152,000 | 34,825,000 |
| Noninterest-bearing deposits | 13,132,000 | 15,987,000 | 16,254,000 | 15,749,000 |
| Equity capital | 7,948,000 | 8,062,000 | 8,093,000 | 8,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,331,000 | 3,455,000 | 4,507,000 |
| Interest expense | 460,000 | 853,000 | 1,160,000 | 1,399,000 |
| Net interest income | 701,000 | 1,478,000 | 2,295,000 | 3,108,000 |
| Noninterest income | 200,000 | 313,000 | 420,000 | 534,000 |
| Noninterest expense | 653,000 | 1,265,000 | 1,918,000 | 2,561,000 |
| Provision for loan losses | 5,000 | 12,000 | 17,000 | 20,000 |
| Pretax income | 243,000 | 514,000 | 780,000 | 1,061,000 |
| Income tax | 65,000 | 100,000 | 54,000 | 78,000 |
| Net income | 178,000 | 414,000 | 726,000 | 983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,153,000 | 6,340,000 | 6,354,000 | 6,389,000 |
| Total capital | 6,600,000 | 6,794,000 | 6,816,000 | 6,855,000 |
| Risk-weighted assets | 40,656,000 | 42,976,000 | 43,957,000 | 43,419,000 |