Call reports 2023
MUENSTER STATE BANK — 2023
What MUENSTER STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 206,953,000 | 201,621,000 | 200,791,000 | 217,562,000 |
| Total loans | 61,267,000 | 61,437,000 | 61,048,000 | 68,514,000 |
| Allowance for loan losses | 729,000 | 729,000 | 715,000 | 719,000 |
| Securities available for sale | 87,182,000 | 84,379,000 | 82,146,000 | 85,991,000 |
| Securities held to maturity | 43,653,000 | 43,289,000 | 42,985,000 | 42,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,150,000 | 171,209,000 | 172,796,000 | 192,851,000 |
| Interest-bearing deposits | 120,637,000 | 110,921,000 | 113,505,000 | 128,725,000 |
| Noninterest-bearing deposits | 62,513,000 | 60,288,000 | 59,291,000 | 64,126,000 |
| Equity capital | 18,765,000 | 19,367,000 | 16,942,000 | 19,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,709,000 | 3,429,000 | 5,267,000 | 7,289,000 |
| Interest expense | 155,000 | 422,000 | 844,000 | 1,338,000 |
| Net interest income | 1,554,000 | 3,007,000 | 4,423,000 | 5,951,000 |
| Noninterest income | 182,000 | 358,000 | 542,000 | 734,000 |
| Noninterest expense | 658,000 | 1,432,000 | 2,105,000 | 3,374,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,068,000 | 1,923,000 | 2,850,000 | 3,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,068,000 | 1,923,000 | 2,850,000 | 3,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,260,000 | 30,114,000 | 31,041,000 | 29,390,000 |