Call reports 2022
MUENSTER STATE BANK — 2022
What MUENSTER STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 205,875,000 | 206,059,000 | 207,975,000 | 213,886,000 |
| Total loans | 56,523,000 | 55,314,000 | 57,678,000 | 61,562,000 |
| Allowance for loan losses | 725,000 | 729,000 | 729,000 | 729,000 |
| Securities available for sale | 95,356,000 | 95,845,000 | 89,752,000 | 90,903,000 |
| Securities held to maturity | 37,405,000 | 39,683,000 | 43,623,000 | 45,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,647,000 | 186,437,000 | 192,844,000 | 197,544,000 |
| Interest-bearing deposits | 123,915,000 | 126,206,000 | 125,376,000 | 131,930,000 |
| Noninterest-bearing deposits | 59,732,000 | 60,231,000 | 67,468,000 | 65,614,000 |
| Equity capital | 22,208,000 | 19,602,000 | 15,111,000 | 16,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,854,000 | 4,402,000 | 6,099,000 |
| Interest expense | 57,000 | 112,000 | 171,000 | 271,000 |
| Net interest income | 1,342,000 | 2,742,000 | 4,231,000 | 5,828,000 |
| Noninterest income | 172,000 | 357,000 | 534,000 | 721,000 |
| Noninterest expense | 592,000 | 1,226,000 | 1,857,000 | 3,130,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,033,000 | 1,984,000 | 3,019,000 | 3,530,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,033,000 | 1,984,000 | 3,019,000 | 3,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,032,000 | 28,983,000 | 29,780,000 | 28,191,000 |