Call reports 2020
MUENSTER STATE BANK — 2020
What MUENSTER STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 172,562,000 | 185,020,000 | 182,266,000 | 186,743,000 |
| Total loans | 46,373,000 | 55,601,000 | 55,888,000 | 52,030,000 |
| Allowance for loan losses | 480,000 | 481,000 | 481,000 | 538,000 |
| Securities available for sale | 83,301,000 | 85,133,000 | 80,441,000 | 84,397,000 |
| Securities held to maturity | 28,253,000 | 34,662,000 | 34,020,000 | 34,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,809,000 | 144,509,000 | 143,546,000 | 151,839,000 |
| Interest-bearing deposits | 97,418,000 | 101,413,000 | 96,736,000 | 104,087,000 |
| Noninterest-bearing deposits | 37,391,000 | 43,096,000 | 46,810,000 | 47,752,000 |
| Equity capital | 28,728,000 | 29,779,000 | 30,448,000 | 28,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,317,000 | 2,647,000 | 3,954,000 | 5,200,000 |
| Interest expense | 128,000 | 236,000 | 317,000 | 390,000 |
| Net interest income | 1,189,000 | 2,411,000 | 3,637,000 | 4,810,000 |
| Noninterest income | 134,000 | 263,000 | 417,000 | 584,000 |
| Noninterest expense | 595,000 | 1,164,000 | 1,783,000 | 2,940,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 777,000 | 1,559,000 | 2,571,000 | 2,752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 777,000 | 1,559,000 | 2,571,000 | 2,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,775,000 | 26,558,000 | 27,569,000 | 25,951,000 |