Call reports 2018
MUENSTER STATE BANK — 2018
What MUENSTER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 166,198,000 | 163,457,000 | 162,303,000 | 171,765,000 |
| Total loans | 42,054,000 | 42,600,000 | 40,766,000 | 42,595,000 |
| Allowance for loan losses | 660,000 | 660,000 | 660,000 | 658,000 |
| Securities available for sale | 72,817,000 | 74,797,000 | 76,466,000 | 78,266,000 |
| Securities held to maturity | 34,504,000 | 33,741,000 | 33,565,000 | 33,804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,566,000 | 134,227,000 | 132,828,000 | 146,045,000 |
| Interest-bearing deposits | 98,360,000 | 97,696,000 | 94,585,000 | 104,397,000 |
| Noninterest-bearing deposits | 39,206,000 | 36,531,000 | 38,243,000 | 41,648,000 |
| Equity capital | 22,606,000 | 23,205,000 | 23,451,000 | 22,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,466,000 | 3,720,000 | 5,035,000 |
| Interest expense | 100,000 | 205,000 | 320,000 | 446,000 |
| Net interest income | 1,112,000 | 2,261,000 | 3,400,000 | 4,589,000 |
| Noninterest income | 157,000 | 324,000 | 492,000 | 669,000 |
| Noninterest expense | 560,000 | 1,112,000 | 1,703,000 | 2,777,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 727,000 | 1,491,000 | 2,207,000 | 2,499,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 727,000 | 1,491,000 | 2,207,000 | 2,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,149,000 | 24,913,000 | 25,630,000 | 24,172,000 |
| Total capital | 24,809,000 | 25,573,000 | 26,290,000 | 24,830,000 |
| Risk-weighted assets | 65,663,000 | 65,357,000 | 64,050,000 | 68,280,000 |