Call reports 2017
MUENSTER STATE BANK — 2017
What MUENSTER STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 171,837,000 | 167,185,000 | 167,496,000 | 169,619,000 |
| Total loans | 37,423,000 | 38,745,000 | 39,986,000 | 41,347,000 |
| Allowance for loan losses | 658,000 | 660,000 | 660,000 | 660,000 |
| Securities available for sale | 81,086,000 | 80,922,000 | 79,750,000 | 80,923,000 |
| Securities held to maturity | 37,832,000 | 38,031,000 | 36,523,000 | 36,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,083,000 | 136,678,000 | 137,306,000 | 141,816,000 |
| Interest-bearing deposits | 105,041,000 | 99,866,000 | 98,305,000 | 102,538,000 |
| Noninterest-bearing deposits | 35,042,000 | 36,812,000 | 39,001,000 | 39,278,000 |
| Equity capital | 23,731,000 | 24,983,000 | 25,665,000 | 23,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,195,000 | 2,396,000 | 3,605,000 | 4,825,000 |
| Interest expense | 83,000 | 173,000 | 262,000 | 351,000 |
| Net interest income | 1,112,000 | 2,223,000 | 3,343,000 | 4,474,000 |
| Noninterest income | 150,000 | 320,000 | 474,000 | 659,000 |
| Noninterest expense | 554,000 | 1,083,000 | 1,636,000 | 2,697,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 818,000 | 1,640,000 | 2,361,000 | 2,616,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 818,000 | 1,640,000 | 2,361,000 | 2,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,375,000 | 24,196,000 | 24,917,000 | 23,423,000 |
| Total capital | 24,032,000 | 24,856,000 | 25,577,000 | 24,083,000 |
| Risk-weighted assets | 62,584,000 | 64,388,000 | 64,722,000 | 66,675,000 |