Call reports 2016
MUENSTER STATE BANK — 2016
What MUENSTER STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 167,596,000 | 168,939,000 | 175,117,000 | 174,927,000 |
| Total loans | 35,100,000 | 37,962,000 | 38,459,000 | 37,394,000 |
| Allowance for loan losses | 636,000 | 635,000 | 634,000 | 659,000 |
| Securities available for sale | 83,331,000 | 79,992,000 | 84,111,000 | 84,850,000 |
| Securities held to maturity | 37,989,000 | 39,065,000 | 39,047,000 | 38,967,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,335,000 | 134,500,000 | 139,932,000 | 144,914,000 |
| Interest-bearing deposits | 100,744,000 | 100,260,000 | 102,553,000 | 105,879,000 |
| Noninterest-bearing deposits | 33,591,000 | 34,240,000 | 37,379,000 | 39,035,000 |
| Equity capital | 24,531,000 | 25,710,000 | 26,460,000 | 22,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,362,000 | 3,509,000 | 4,667,000 |
| Interest expense | 77,000 | 154,000 | 232,000 | 308,000 |
| Net interest income | 1,109,000 | 2,208,000 | 3,277,000 | 4,359,000 |
| Noninterest income | 134,000 | 274,000 | 415,000 | 575,000 |
| Noninterest expense | 542,000 | 1,057,000 | 1,614,000 | 2,595,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 926,000 | 1,650,000 | 2,303,000 | 2,539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 926,000 | 1,650,000 | 2,303,000 | 2,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,694,000 | 23,418,000 | 24,071,000 | 22,557,000 |
| Total capital | 23,330,000 | 24,053,000 | 24,705,000 | 23,216,000 |
| Risk-weighted assets | 59,901,000 | 62,403,000 | 63,142,000 | 62,991,000 |