Call reports 2013
MUENSTER STATE BANK — 2013
What MUENSTER STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 157,948,000 | 155,365,000 | 158,307,000 | 165,472,000 |
| Total loans | 33,344,000 | 34,571,000 | 34,153,000 | 35,143,000 |
| Allowance for loan losses | 595,000 | 594,000 | 581,000 | 551,000 |
| Securities available for sale | 90,009,000 | 86,811,000 | 88,151,000 | 90,255,000 |
| Securities held to maturity | 25,309,000 | 25,221,000 | 23,943,000 | 24,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,176,000 | 126,679,000 | 127,771,000 | 137,421,000 |
| Interest-bearing deposits | 100,212,000 | 99,190,000 | 99,136,000 | 103,248,000 |
| Noninterest-bearing deposits | 26,964,000 | 27,488,000 | 28,635,000 | 34,173,000 |
| Equity capital | 22,056,000 | 19,955,000 | 21,806,000 | 19,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,371,000 | 3,594,000 | 4,887,000 |
| Interest expense | 91,000 | 178,000 | 258,000 | 334,000 |
| Net interest income | 1,092,000 | 2,193,000 | 3,336,000 | 4,553,000 |
| Noninterest income | 139,000 | 280,000 | 415,000 | 564,000 |
| Noninterest expense | 472,000 | 968,000 | 1,505,000 | 2,406,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 769,000 | 1,515,000 | 2,381,000 | 2,846,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 769,000 | 1,515,000 | 2,381,000 | 2,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,408,000 | 20,153,000 | 21,020,000 | 19,684,000 |
| Total capital | 20,003,000 | 20,747,000 | 21,601,000 | 20,235,000 |
| Risk-weighted assets | 57,828,000 | 58,796,000 | 58,443,000 | 60,880,000 |