Call reports 2012
MUENSTER STATE BANK — 2012
What MUENSTER STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 157,854,000 | 162,247,000 | 156,657,000 | 159,228,000 |
| Total loans | 29,567,000 | 30,759,000 | 31,690,000 | 31,688,000 |
| Allowance for loan losses | 623,000 | 595,000 | 592,000 | 592,000 |
| Securities available for sale | 84,232,000 | 89,801,000 | 90,561,000 | 91,071,000 |
| Securities held to maturity | 26,758,000 | 26,417,000 | 25,560,000 | 24,907,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,996,000 | 130,982,000 | 123,194,000 | 128,840,000 |
| Interest-bearing deposits | 101,275,000 | 101,065,000 | 95,781,000 | 99,213,000 |
| Noninterest-bearing deposits | 26,721,000 | 29,917,000 | 27,413,000 | 29,627,000 |
| Equity capital | 21,038,000 | 22,546,000 | 24,196,000 | 21,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,528,000 | 3,770,000 | 4,951,000 |
| Interest expense | 113,000 | 219,000 | 316,000 | 409,000 |
| Net interest income | 1,135,000 | 2,309,000 | 3,454,000 | 4,542,000 |
| Noninterest income | 130,000 | 267,000 | 413,000 | 573,000 |
| Noninterest expense | 463,000 | 887,000 | 1,423,000 | 2,325,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,053,000 | 1,940,000 | 2,695,000 | 3,041,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,053,000 | 1,940,000 | 2,695,000 | 3,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,650,000 | 19,536,000 | 20,293,000 | 18,638,000 |
| Total capital | 19,273,000 | 20,131,000 | 20,885,000 | 19,230,000 |
| Risk-weighted assets | 54,496,000 | 56,268,000 | 55,133,000 | 56,844,000 |