Call reports 2011
MUENSTER STATE BANK — 2011
What MUENSTER STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 149,622,000 | 144,755,000 | 152,300,000 | 157,828,000 |
| Total loans | 28,816,000 | 29,150,000 | 30,014,000 | 30,474,000 |
| Allowance for loan losses | 632,000 | 634,000 | 626,000 | 623,000 |
| Securities available for sale | 77,023,000 | 78,286,000 | 79,976,000 | 83,407,000 |
| Securities held to maturity | 28,881,000 | 28,824,000 | 28,518,000 | 27,926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,051,000 | 113,654,000 | 121,341,000 | 128,798,000 |
| Interest-bearing deposits | 99,046,000 | 90,745,000 | 94,117,000 | 100,715,000 |
| Noninterest-bearing deposits | 23,005,000 | 22,909,000 | 27,224,000 | 28,083,000 |
| Equity capital | 18,537,000 | 20,634,000 | 22,137,000 | 20,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,244,000 | 2,554,000 | 3,848,000 | 5,063,000 |
| Interest expense | 177,000 | 338,000 | 479,000 | 605,000 |
| Net interest income | 1,067,000 | 2,216,000 | 3,369,000 | 4,458,000 |
| Noninterest income | 137,000 | 273,000 | 409,000 | 570,000 |
| Noninterest expense | 450,000 | 892,000 | 1,397,000 | 2,270,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 982,000 | 1,947,000 | 2,804,000 | 3,181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 982,000 | 1,947,000 | 2,804,000 | 3,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,398,000 | 18,364,000 | 19,220,000 | 17,597,000 |
| Total capital | 18,029,000 | 18,996,000 | 19,846,000 | 18,220,000 |
| Risk-weighted assets | 50,480,000 | 50,519,000 | 52,371,000 | 54,337,000 |