Call reports 2009
MUENSTER STATE BANK — 2009
What MUENSTER STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 119,915,000 | 123,505,000 | 125,628,000 | 131,266,000 |
| Total loans | 25,658,000 | 26,111,000 | 27,074,000 | 27,567,000 |
| Allowance for loan losses | 712,000 | 712,000 | 637,000 | 622,000 |
| Securities available for sale | 62,489,000 | 62,688,000 | 61,625,000 | 63,908,000 |
| Securities held to maturity | 21,887,000 | 26,812,000 | 28,070,000 | 29,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,325,000 | 95,609,000 | 96,893,000 | 104,453,000 |
| Interest-bearing deposits | 73,140,000 | 74,698,000 | 76,234,000 | 84,284,000 |
| Noninterest-bearing deposits | 20,185,000 | 20,911,000 | 20,659,000 | 20,169,000 |
| Equity capital | 16,507,000 | 16,903,000 | 18,676,000 | 16,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,471,000 | 2,890,000 | 4,288,000 | 5,685,000 |
| Interest expense | 299,000 | 587,000 | 863,000 | 1,126,000 |
| Net interest income | 1,172,000 | 2,303,000 | 3,425,000 | 4,559,000 |
| Noninterest income | 135,000 | 273,000 | 419,000 | 584,000 |
| Noninterest expense | 410,000 | 844,000 | 1,296,000 | 2,139,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 905,000 | 1,802,000 | 2,618,000 | 3,074,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 905,000 | 1,802,000 | 2,618,000 | 3,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,662,000 | 15,559,000 | 16,374,000 | 14,731,000 |
| Total capital | 15,194,000 | 16,108,000 | 16,934,000 | 15,289,000 |
| Risk-weighted assets | 42,367,000 | 43,771,000 | 44,743,000 | 46,403,000 |