Call reports 2007
MUENSTER STATE BANK — 2007
What MUENSTER STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 80,545,000 | 80,075,000 | 80,591,000 | 86,842,000 |
| Total loans | 23,286,000 | 23,741,000 | 25,564,000 | 25,891,000 |
| Allowance for loan losses | 716,000 | 719,000 | 715,000 | 713,000 |
| Securities available for sale | 35,332,000 | 37,327,000 | 35,436,000 | 39,364,000 |
| Securities held to maturity | 10,341,000 | 9,744,000 | 8,957,000 | 7,959,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,600,000 | 67,116,000 | 66,710,000 | 73,348,000 |
| Interest-bearing deposits | 53,450,000 | 52,209,000 | 50,822,000 | 56,766,000 |
| Noninterest-bearing deposits | 14,150,000 | 14,907,000 | 15,888,000 | 16,581,000 |
| Equity capital | 12,872,000 | 12,885,000 | 13,808,000 | 13,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,010,000 | 2,034,000 | 3,102,000 | 4,227,000 |
| Interest expense | 312,000 | 646,000 | 989,000 | 1,338,000 |
| Net interest income | 698,000 | 1,388,000 | 2,113,000 | 2,889,000 |
| Noninterest income | 89,000 | 188,000 | 306,000 | 426,000 |
| Noninterest expense | 301,000 | 672,000 | 1,027,000 | 1,575,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 486,000 | 904,000 | 1,381,000 | 1,715,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 486,000 | 904,000 | 1,381,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,052,000 | 13,469,000 | 13,945,000 | 13,080,000 |
| Total capital | 13,513,000 | 13,942,000 | 14,427,000 | 13,579,000 |
| Risk-weighted assets | 36,596,000 | 37,558,000 | 38,360,000 | 39,667,000 |