Call reports 2006
MUENSTER STATE BANK — 2006
What MUENSTER STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 77,650,000 | 74,530,000 | 75,935,000 | 79,434,000 |
| Total loans | 21,232,000 | 21,546,000 | 21,847,000 | 22,097,000 |
| Allowance for loan losses | 723,000 | 723,000 | 722,000 | 722,000 |
| Securities available for sale | 30,973,000 | 30,331,000 | 32,910,000 | 35,622,000 |
| Securities held to maturity | 14,917,000 | 14,914,000 | 12,196,000 | 11,873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,598,000 | 62,208,000 | 62,702,000 | 67,071,000 |
| Interest-bearing deposits | 49,968,000 | 47,721,000 | 48,505,000 | 51,726,000 |
| Noninterest-bearing deposits | 15,630,000 | 14,487,000 | 14,197,000 | 15,345,000 |
| Equity capital | 12,000,000 | 12,267,000 | 13,177,000 | 12,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 872,000 | 1,760,000 | 2,698,000 | 3,666,000 |
| Interest expense | 216,000 | 450,000 | 710,000 | 989,000 |
| Net interest income | 656,000 | 1,310,000 | 1,988,000 | 2,677,000 |
| Noninterest income | 116,000 | 208,000 | 315,000 | 417,000 |
| Noninterest expense | 235,000 | 481,000 | 759,000 | 1,333,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 503,000 | 994,000 | 1,501,000 | 1,718,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 503,000 | 994,000 | 1,501,000 | 1,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,549,000 | 13,041,000 | 13,547,000 | 12,565,000 |
| Total capital | 12,972,000 | 13,455,000 | 13,972,000 | 13,010,000 |
| Risk-weighted assets | 33,501,000 | 32,808,000 | 33,720,000 | 35,293,000 |