Call reports 2001
MUENSTER STATE BANK — 2001
What MUENSTER STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 65,305,000 | 65,911,000 | 66,475,000 | 67,152,000 |
| Total loans | 19,993,000 | 20,073,000 | 19,849,000 | 20,325,000 |
| Allowance for loan losses | 646,000 | 657,000 | 658,000 | 664,000 |
| Securities available for sale | 26,148,000 | 28,585,000 | 28,978,000 | 28,942,000 |
| Securities held to maturity | 14,676,000 | 13,146,000 | 13,479,000 | 14,479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,576,000 | 53,900,000 | 53,662,000 | 55,459,000 |
| Interest-bearing deposits | 45,693,000 | 44,849,000 | 44,759,000 | 45,280,000 |
| Noninterest-bearing deposits | 7,883,000 | 9,051,000 | 8,903,000 | 10,179,000 |
| Equity capital | 11,359,000 | 11,766,000 | 12,411,000 | 11,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,124,000 | 3,150,000 | 4,141,000 |
| Interest expense | 471,000 | 930,000 | 1,347,000 | 1,694,000 |
| Net interest income | 563,000 | 1,194,000 | 1,803,000 | 2,447,000 |
| Noninterest income | 57,000 | 170,000 | 225,000 | 292,000 |
| Noninterest expense | 165,000 | 339,000 | 541,000 | 937,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 455,000 | 1,025,000 | 1,487,000 | 1,802,000 |
| Income tax | 100,000 | 235,000 | 373,000 | 462,000 |
| Net income | 355,000 | 790,000 | 1,114,000 | 1,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,036,000 | 11,471,000 | 11,796,000 | 10,920,000 |
| Total capital | 11,364,000 | 11,809,000 | 12,139,000 | 11,271,000 |
| Risk-weighted assets | 25,892,000 | 26,683,000 | 27,085,000 | 27,779,000 |