Call reports 2025
STRIDE BANK, NATIONAL ASSOCIATION — 2025
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,356,755,000 | 3,815,021,000 | 3,840,708,000 | 4,855,805,000 |
| Total loans | 3,596,409,000 | 3,427,801,000 | 3,453,084,000 | 4,136,107,000 |
| Allowance for loan losses | 18,144,000 | 19,687,000 | 19,948,000 | 20,974,000 |
| Securities available for sale | 223,445,000 | 76,047,000 | 73,661,000 | 70,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,001,676,000 | 3,419,126,000 | 3,460,348,000 | 4,461,511,000 |
| Interest-bearing deposits | 393,925,000 | 379,553,000 | 363,123,000 | 391,807,000 |
| Noninterest-bearing deposits | 3,607,751,000 | 3,039,573,000 | 3,097,225,000 | 4,069,704,000 |
| Equity capital | 315,212,000 | 328,756,000 | 342,525,000 | 357,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 34,229,000 | 66,638,000 | 100,249,000 | 136,391,000 |
| Interest expense | 2,253,000 | 4,230,000 | 6,325,000 | 8,125,000 |
| Net interest income | 31,976,000 | 62,408,000 | 93,924,000 | 128,266,000 |
| Noninterest income | 21,221,000 | 42,788,000 | 65,143,000 | 88,299,000 |
| Noninterest expense | 22,996,000 | 46,559,000 | 71,517,000 | 97,410,000 |
| Provision for loan losses | 783,000 | 1,803,000 | 2,192,000 | 3,237,000 |
| Pretax income | 29,348,000 | 56,614,000 | 85,138,000 | 115,573,000 |
| Income tax | 7,097,000 | 13,763,000 | 20,645,000 | 28,043,000 |
| Net income | 22,251,000 | 42,851,000 | 64,493,000 | 87,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 316,498,000 | 329,597,000 | 342,540,000 | 357,576,000 |
| Total capital | 335,629,000 | 350,421,000 | 363,625,000 | 379,812,000 |
| Risk-weighted assets | 1,677,915,000 | 1,712,978,000 | 1,772,853,000 | 2,036,275,000 |