Call reports 2022
STRIDE BANK, NATIONAL ASSOCIATION — 2022
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,920,841,000 | 2,412,134,000 | 2,453,525,000 | 2,702,968,000 |
| Total loans | 1,827,358,000 | 1,666,839,000 | 1,755,249,000 | 1,888,528,000 |
| Allowance for loan losses | 7,836,000 | 8,639,000 | 8,567,000 | 8,926,000 |
| Securities available for sale | 71,361,000 | 305,633,000 | 303,355,000 | 304,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,763,199,000 | 2,250,876,000 | 2,287,877,000 | 2,522,836,000 |
| Interest-bearing deposits | 454,888,000 | 418,096,000 | 387,428,000 | 364,391,000 |
| Noninterest-bearing deposits | 2,308,311,000 | 1,832,780,000 | 1,900,449,000 | 2,158,445,000 |
| Equity capital | 151,895,000 | 153,842,000 | 157,483,000 | 164,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,754,000 | 21,264,000 | 34,491,000 | 50,257,000 |
| Interest expense | 642,000 | 1,136,000 | 1,713,000 | 2,471,000 |
| Net interest income | 9,112,000 | 20,128,000 | 32,778,000 | 47,786,000 |
| Noninterest income | 13,436,000 | 30,744,000 | 46,060,000 | 61,177,000 |
| Noninterest expense | 15,697,000 | 30,820,000 | 46,069,000 | 62,922,000 |
| Provision for loan losses | 3,000 | 789,000 | 798,000 | 1,347,000 |
| Pretax income | 6,848,000 | 19,263,000 | 31,971,000 | 44,694,000 |
| Income tax | 1,675,000 | 4,666,000 | 7,721,000 | 10,772,000 |
| Net income | 5,173,000 | 14,597,000 | 24,250,000 | 33,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 152,683,000 | 159,107,000 | 165,760,000 | 172,434,000 |
| Total capital | 160,518,000 | 167,746,000 | 174,327,000 | 181,360,000 |
| Risk-weighted assets | 838,889,000 | 830,806,000 | 811,767,000 | 887,591,000 |