Call reports 2021
STRIDE BANK, NATIONAL ASSOCIATION — 2021
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,841,694,000 | 1,893,278,000 | 2,043,429,000 | 2,216,048,000 |
| Total loans | 846,849,000 | 1,253,457,000 | 1,382,513,000 | 1,492,631,000 |
| Allowance for loan losses | 8,193,000 | 8,970,000 | 8,351,000 | 8,604,000 |
| Securities available for sale | 68,906,000 | 69,348,000 | 70,366,000 | 71,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,740,510,000 | 1,764,683,000 | 1,885,915,000 | 2,059,209,000 |
| Interest-bearing deposits | 424,297,000 | 402,727,000 | 409,548,000 | 412,053,000 |
| Noninterest-bearing deposits | 1,316,213,000 | 1,361,956,000 | 1,476,367,000 | 1,647,156,000 |
| Equity capital | 93,410,000 | 122,010,000 | 150,348,000 | 151,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,535,000 | 20,250,000 | 31,213,000 | 40,763,000 |
| Interest expense | 459,000 | 1,242,000 | 1,905,000 | 2,514,000 |
| Net interest income | 10,076,000 | 19,008,000 | 29,308,000 | 38,249,000 |
| Noninterest income | 6,426,000 | 20,017,000 | 33,238,000 | 46,718,000 |
| Noninterest expense | 10,402,000 | 24,936,000 | 39,645,000 | 54,435,000 |
| Provision for loan losses | 1,120,000 | 2,365,000 | 3,324,000 | 4,280,000 |
| Pretax income | 4,980,000 | 11,724,000 | 19,577,000 | 26,252,000 |
| Income tax | 1,271,000 | 2,989,000 | 5,002,000 | 6,748,000 |
| Net income | 3,709,000 | 8,735,000 | 14,575,000 | 19,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,860,000 | 120,538,000 | 148,781,000 | 150,509,000 |
| Total capital | 100,053,000 | 129,508,000 | 157,132,000 | 159,113,000 |
| Risk-weighted assets | 751,129,000 | 771,739,000 | 810,604,000 | 760,345,000 |