Call reports 2019
STRIDE BANK, NATIONAL ASSOCIATION — 2019
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 660,895,000 | 691,625,000 | 683,956,000 | 699,498,000 |
| Total loans | 553,473,000 | 561,268,000 | 583,311,000 | 598,101,000 |
| Allowance for loan losses | 5,908,000 | 6,136,000 | 6,049,000 | 5,969,000 |
| Securities available for sale | 70,521,000 | 69,727,000 | 68,848,000 | 69,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,776,000 | 620,919,000 | 597,804,000 | 627,520,000 |
| Interest-bearing deposits | 390,481,000 | 389,288,000 | 372,381,000 | 380,728,000 |
| Noninterest-bearing deposits | 202,295,000 | 231,631,000 | 225,423,000 | 246,792,000 |
| Equity capital | 61,570,000 | 63,059,000 | 64,332,000 | 64,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,428,000 | 17,052,000 | 26,690,000 | 35,557,000 |
| Interest expense | 1,122,000 | 2,300,000 | 3,437,000 | 4,469,000 |
| Net interest income | 7,306,000 | 14,752,000 | 23,253,000 | 31,088,000 |
| Noninterest income | 2,567,000 | 5,377,000 | 7,937,000 | 10,598,000 |
| Noninterest expense | 7,461,000 | 15,102,000 | 23,086,000 | 31,207,000 |
| Provision for loan losses | 516,000 | 1,033,000 | 1,551,000 | 2,070,000 |
| Pretax income | 1,896,000 | 3,994,000 | 6,557,000 | 8,413,000 |
| Income tax | 0 | 235,000 | 384,000 | 360,000 |
| Net income | 1,896,000 | 3,759,000 | 6,173,000 | 8,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,622,000 | 62,345,000 | 63,537,000 | 64,057,000 |
| Total capital | 67,530,000 | 68,481,000 | 69,586,000 | 70,026,000 |
| Risk-weighted assets | 581,437,000 | 602,338,000 | 629,103,000 | 654,435,000 |