Call reports 2016
STRIDE BANK, NATIONAL ASSOCIATION — 2016
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 618,549,000 | 602,323,000 | 591,860,000 | 609,800,000 |
| Total loans | 498,968,000 | 484,492,000 | 481,591,000 | 479,319,000 |
| Allowance for loan losses | 5,158,000 | 5,279,000 | 5,522,000 | 5,075,000 |
| Securities available for sale | 86,835,000 | 86,574,000 | 84,875,000 | 87,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,381,000 | 526,622,000 | 530,316,000 | 550,167,000 |
| Interest-bearing deposits | 355,976,000 | 365,619,000 | 367,868,000 | 379,062,000 |
| Noninterest-bearing deposits | 187,405,000 | 161,003,000 | 162,448,000 | 171,105,000 |
| Equity capital | 52,825,000 | 53,885,000 | 54,720,000 | 53,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,659,000 | 13,348,000 | 19,979,000 | 26,438,000 |
| Interest expense | 388,000 | 795,000 | 1,196,000 | 1,598,000 |
| Net interest income | 6,271,000 | 12,553,000 | 18,783,000 | 24,840,000 |
| Noninterest income | 2,599,000 | 5,038,000 | 7,817,000 | 10,404,000 |
| Noninterest expense | 6,570,000 | 13,023,000 | 19,389,000 | 25,244,000 |
| Provision for loan losses | 550,000 | 1,100,000 | 1,650,000 | 2,195,000 |
| Pretax income | 1,753,000 | 3,471,000 | 5,564,000 | 7,808,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,753,000 | 3,471,000 | 5,564,000 | 7,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,101,000 | 52,947,000 | 53,877,000 | 54,291,000 |
| Total capital | 57,259,000 | 58,226,000 | 59,399,000 | 59,366,000 |
| Risk-weighted assets | 518,935,000 | 501,232,000 | 502,659,000 | 500,431,000 |