Call reports 2015
STRIDE BANK, NATIONAL ASSOCIATION — 2015
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 614,355,000 | 583,658,000 | 597,678,000 | 607,893,000 |
| Total loans | 426,281,000 | 423,129,000 | 456,805,000 | 484,892,000 |
| Allowance for loan losses | 4,353,000 | 3,874,000 | 4,183,000 | 4,642,000 |
| Securities available for sale | 87,137,000 | 85,982,000 | 91,442,000 | 86,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 554,147,000 | 523,135,000 | 535,852,000 | 547,036,000 |
| Interest-bearing deposits | 369,567,000 | 355,260,000 | 350,391,000 | 360,235,000 |
| Noninterest-bearing deposits | 184,580,000 | 167,875,000 | 185,461,000 | 186,801,000 |
| Equity capital | 53,295,000 | 53,984,000 | 54,345,000 | 52,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,018,000 | 11,951,000 | 18,268,000 | 24,618,000 |
| Interest expense | 418,000 | 822,000 | 1,213,000 | 1,595,000 |
| Net interest income | 5,600,000 | 11,129,000 | 17,055,000 | 23,023,000 |
| Noninterest income | 2,504,000 | 5,087,000 | 7,923,000 | 10,616,000 |
| Noninterest expense | 6,278,000 | 12,545,000 | 19,091,000 | 25,263,000 |
| Provision for loan losses | 358,000 | 719,000 | 1,382,000 | 2,043,000 |
| Pretax income | 1,468,000 | 2,971,000 | 4,524,000 | 6,357,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,468,000 | 2,971,000 | 4,524,000 | 6,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,485,000 | 53,169,000 | 53,609,000 | 52,143,000 |
| Total capital | 56,838,000 | 57,043,000 | 57,792,000 | 56,785,000 |
| Risk-weighted assets | 437,944,000 | 435,809,000 | 470,202,000 | 504,289,000 |