Call reports 2014
STRIDE BANK, NATIONAL ASSOCIATION — 2014
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 643,193,000 | 601,263,000 | 603,961,000 | 609,251,000 |
| Total loans | 428,395,000 | 423,899,000 | 414,923,000 | 442,447,000 |
| Allowance for loan losses | 3,829,000 | 3,767,000 | 4,267,000 | 4,102,000 |
| Securities available for sale | 83,787,000 | 84,223,000 | 85,122,000 | 86,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 576,902,000 | 532,997,000 | 542,464,000 | 549,452,000 |
| Interest-bearing deposits | 410,091,000 | 371,855,000 | 367,746,000 | 374,482,000 |
| Noninterest-bearing deposits | 166,811,000 | 161,142,000 | 174,718,000 | 174,970,000 |
| Equity capital | 52,625,000 | 53,802,000 | 53,764,000 | 53,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,199,000 | 12,415,000 | 18,340,000 | 24,535,000 |
| Interest expense | 573,000 | 1,113,000 | 1,572,000 | 2,005,000 |
| Net interest income | 5,626,000 | 11,302,000 | 16,768,000 | 22,530,000 |
| Noninterest income | 2,698,000 | 5,348,000 | 7,885,000 | 10,401,000 |
| Noninterest expense | 6,164,000 | 12,299,000 | 18,295,000 | 24,461,000 |
| Provision for loan losses | 328,000 | 656,000 | 1,134,000 | 1,609,000 |
| Pretax income | 1,824,000 | 3,687,000 | 5,245,000 | 6,882,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,822,000 | 3,684,000 | 5,243,000 | 6,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,849,000 | 52,710,000 | 52,804,000 | 52,221,000 |
| Total capital | 55,678,000 | 56,477,000 | 57,071,000 | 56,323,000 |
| Risk-weighted assets | 420,425,000 | 415,742,000 | 404,222,000 | 432,382,000 |