Call reports 2013
STRIDE BANK, NATIONAL ASSOCIATION — 2013
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 594,484,000 | 568,644,000 | 578,700,000 | 591,462,000 |
| Total loans | 395,581,000 | 400,488,000 | 409,543,000 | 428,916,000 |
| Allowance for loan losses | 5,036,000 | 4,679,000 | 4,393,000 | 3,930,000 |
| Securities available for sale | 76,245,000 | 79,194,000 | 83,508,000 | 84,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,017,000 | 495,321,000 | 505,333,000 | 526,272,000 |
| Interest-bearing deposits | 388,537,000 | 371,684,000 | 362,200,000 | 377,520,000 |
| Noninterest-bearing deposits | 131,480,000 | 123,637,000 | 143,133,000 | 148,752,000 |
| Equity capital | 53,126,000 | 53,756,000 | 53,428,000 | 51,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,829,000 | 11,889,000 | 18,022,000 | 24,249,000 |
| Interest expense | 851,000 | 1,668,000 | 2,388,000 | 3,044,000 |
| Net interest income | 4,978,000 | 10,221,000 | 15,634,000 | 21,205,000 |
| Noninterest income | 2,595,000 | 5,062,000 | 6,526,000 | 9,158,000 |
| Noninterest expense | 6,030,000 | 11,924,000 | 17,805,000 | 23,493,000 |
| Provision for loan losses | 572,000 | 599,000 | 624,000 | 807,000 |
| Pretax income | 910,000 | 2,807,000 | 3,778,000 | 6,110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 900,000 | 2,787,000 | 3,753,000 | 6,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,325,000 | 52,378,000 | 52,178,000 | 50,740,000 |
| Total capital | 56,202,000 | 57,057,000 | 56,571,000 | 54,670,000 |
| Risk-weighted assets | 390,144,000 | 396,487,000 | 406,774,000 | 421,984,000 |