Call reports 2012
STRIDE BANK, NATIONAL ASSOCIATION — 2012
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 554,976,000 | 554,366,000 | 590,957,000 | 594,993,000 |
| Total loans | 387,750,000 | 386,269,000 | 380,204,000 | 387,683,000 |
| Allowance for loan losses | 4,625,000 | 4,037,000 | 4,655,000 | 4,692,000 |
| Securities available for sale | 72,748,000 | 75,571,000 | 73,624,000 | 74,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 484,107,000 | 483,535,000 | 517,862,000 | 522,705,000 |
| Interest-bearing deposits | 384,888,000 | 374,416,000 | 375,843,000 | 398,217,000 |
| Noninterest-bearing deposits | 99,219,000 | 109,119,000 | 142,019,000 | 124,488,000 |
| Equity capital | 51,226,000 | 51,083,000 | 52,015,000 | 52,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,964,000 | 12,019,000 | 17,975,000 | 23,872,000 |
| Interest expense | 1,158,000 | 2,267,000 | 3,291,000 | 4,225,000 |
| Net interest income | 4,806,000 | 9,752,000 | 14,684,000 | 19,647,000 |
| Noninterest income | 1,928,000 | 3,751,000 | 6,481,000 | 9,174,000 |
| Noninterest expense | 5,310,000 | 10,611,000 | 15,978,000 | 21,646,000 |
| Provision for loan losses | 553,000 | 1,106,000 | 1,735,000 | 2,367,000 |
| Pretax income | 871,000 | 1,766,000 | 3,453,000 | 4,781,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 860,000 | 1,746,000 | 3,421,000 | 4,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,318,000 | 49,456,000 | 50,454,000 | 50,987,000 |
| Total capital | 53,943,000 | 53,493,000 | 55,109,000 | 55,679,000 |
| Risk-weighted assets | 377,004,000 | 379,320,000 | 376,344,000 | 383,302,000 |