Call reports 2011
STRIDE BANK, NATIONAL ASSOCIATION — 2011
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 507,139,000 | 513,882,000 | 539,040,000 | 550,790,000 |
| Total loans | 383,728,000 | 368,105,000 | 369,671,000 | 388,316,000 |
| Allowance for loan losses | 5,079,000 | 5,355,000 | 5,718,000 | 3,977,000 |
| Securities available for sale | 54,993,000 | 65,321,000 | 68,491,000 | 71,896,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,167,000 | 442,861,000 | 460,594,000 | 474,584,000 |
| Interest-bearing deposits | 358,513,000 | 358,693,000 | 360,343,000 | 383,590,000 |
| Noninterest-bearing deposits | 78,654,000 | 84,168,000 | 100,251,000 | 90,994,000 |
| Equity capital | 42,460,000 | 43,434,000 | 50,792,000 | 51,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,276,000 | 12,391,000 | 18,415,000 | 24,370,000 |
| Interest expense | 1,436,000 | 2,868,000 | 4,294,000 | 5,569,000 |
| Net interest income | 4,840,000 | 9,523,000 | 14,121,000 | 18,801,000 |
| Noninterest income | 1,761,000 | 3,622,000 | 5,597,000 | 7,539,000 |
| Noninterest expense | 5,056,000 | 9,960,000 | 14,888,000 | 19,954,000 |
| Provision for loan losses | 695,000 | 1,243,000 | 1,642,000 | 1,991,000 |
| Pretax income | 850,000 | 1,941,000 | 3,189,000 | 4,362,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 850,000 | 1,941,000 | 3,189,000 | 4,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,914,000 | 41,808,000 | 49,148,000 | 49,691,000 |
| Total capital | 45,548,000 | 46,278,000 | 53,639,000 | 53,668,000 |
| Risk-weighted assets | 370,293,000 | 356,703,000 | 358,037,000 | 376,722,000 |