Call reports 2010
STRIDE BANK, NATIONAL ASSOCIATION — 2010
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 505,662,000 | 491,303,000 | 487,304,000 | 503,620,000 |
| Total loans | 397,399,000 | 384,147,000 | 385,624,000 | 388,814,000 |
| Allowance for loan losses | 5,862,000 | 4,638,000 | 4,824,000 | 4,449,000 |
| Securities available for sale | 55,591,000 | 61,216,000 | 58,510,000 | 55,110,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,746,000 | 411,965,000 | 406,132,000 | 433,622,000 |
| Interest-bearing deposits | 358,385,000 | 348,630,000 | 339,054,000 | 360,164,000 |
| Noninterest-bearing deposits | 62,361,000 | 63,335,000 | 67,078,000 | 73,458,000 |
| Equity capital | 41,776,000 | 41,457,000 | 42,155,000 | 42,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,635,000 | 13,203,000 | 19,712,000 | 26,245,000 |
| Interest expense | 1,909,000 | 3,756,000 | 5,430,000 | 6,994,000 |
| Net interest income | 4,726,000 | 9,447,000 | 14,282,000 | 19,251,000 |
| Noninterest income | 1,428,000 | 2,791,000 | 4,299,000 | 5,905,000 |
| Noninterest expense | 4,592,000 | 9,288,000 | 14,066,000 | 18,889,000 |
| Provision for loan losses | 848,000 | 2,272,000 | 3,121,000 | 3,969,000 |
| Pretax income | 723,000 | 699,000 | 1,441,000 | 2,595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 723,000 | 699,000 | 1,441,000 | 2,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,728,000 | 39,297,000 | 40,050,000 | 41,006,000 |
| Total capital | 44,665,000 | 44,034,000 | 44,887,000 | 45,455,000 |
| Risk-weighted assets | 387,744,000 | 377,629,000 | 377,831,000 | 376,033,000 |