Call reports 2009
STRIDE BANK, NATIONAL ASSOCIATION — 2009
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 516,250,000 | 518,216,000 | 516,198,000 | 511,895,000 |
| Total loans | 431,064,000 | 423,247,000 | 414,183,000 | 405,344,000 |
| Allowance for loan losses | 5,338,000 | 6,703,000 | 6,600,000 | 5,494,000 |
| Securities available for sale | 55,012,000 | 50,712,000 | 51,420,000 | 56,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 420,839,000 | 432,580,000 | 431,102,000 | 428,279,000 |
| Interest-bearing deposits | 357,704,000 | 368,503,000 | 367,949,000 | 366,517,000 |
| Noninterest-bearing deposits | 63,135,000 | 64,077,000 | 63,153,000 | 61,762,000 |
| Equity capital | 42,964,000 | 40,420,000 | 41,834,000 | 41,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,346,000 | 14,629,000 | 21,838,000 | 28,762,000 |
| Interest expense | 2,151,000 | 4,346,000 | 6,576,000 | 8,571,000 |
| Net interest income | 5,195,000 | 10,283,000 | 15,262,000 | 20,191,000 |
| Noninterest income | 1,157,000 | 2,182,000 | 3,407,000 | 3,672,000 |
| Noninterest expense | 4,952,000 | 10,023,000 | 14,328,000 | 18,871,000 |
| Provision for loan losses | 773,000 | 3,951,000 | 4,729,000 | 5,907,000 |
| Pretax income | 430,000 | -1,684,000 | -555,000 | -1,072,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 430,000 | -1,684,000 | -555,000 | -1,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,088,000 | 38,778,000 | 39,708,000 | 38,992,000 |
| Total capital | 46,339,000 | 44,057,000 | 44,910,000 | 44,060,000 |
| Risk-weighted assets | 420,024,000 | 419,941,000 | 407,876,000 | 398,435,000 |