Call reports 2008
STRIDE BANK, NATIONAL ASSOCIATION — 2008
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 482,428,000 | 517,031,000 | 519,757,000 | 529,549,000 |
| Total loans | 399,262,000 | 424,741,000 | 434,581,000 | 430,155,000 |
| Allowance for loan losses | 4,327,000 | 4,613,000 | 5,010,000 | 5,024,000 |
| Securities available for sale | 51,275,000 | 57,238,000 | 56,633,000 | 56,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,247,000 | 403,785,000 | 410,934,000 | 441,196,000 |
| Interest-bearing deposits | 335,406,000 | 338,674,000 | 351,554,000 | 376,266,000 |
| Noninterest-bearing deposits | 60,841,000 | 65,111,000 | 59,380,000 | 64,930,000 |
| Equity capital | 43,664,000 | 43,886,000 | 43,420,000 | 42,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,609,000 | 15,374,000 | 23,233,000 | 30,785,000 |
| Interest expense | 2,941,000 | 5,587,000 | 8,295,000 | 10,780,000 |
| Net interest income | 4,668,000 | 9,787,000 | 14,938,000 | 20,005,000 |
| Noninterest income | 1,696,000 | 3,161,000 | 4,882,000 | 6,047,000 |
| Noninterest expense | 4,390,000 | 8,752,000 | 13,380,000 | 17,622,000 |
| Provision for loan losses | 325,000 | 654,000 | 2,335,000 | 4,914,000 |
| Pretax income | 1,678,000 | 3,571,000 | 4,134,000 | 1,731,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,678,000 | 3,571,000 | 4,134,000 | 1,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,097,000 | 43,059,000 | 42,173,000 | 40,857,000 |
| Total capital | 46,424,000 | 47,672,000 | 47,183,000 | 45,881,000 |
| Risk-weighted assets | 397,801,000 | 424,762,000 | 425,592,000 | 421,028,000 |