Call reports 2007
STRIDE BANK, NATIONAL ASSOCIATION — 2007
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 437,161,000 | 425,130,000 | 440,355,000 | 476,788,000 |
| Total loans | 330,794,000 | 335,850,000 | 351,962,000 | 378,937,000 |
| Allowance for loan losses | 3,711,000 | 3,890,000 | 3,869,000 | 3,946,000 |
| Securities available for sale | 58,028,000 | 56,660,000 | 55,074,000 | 54,533,000 |
| Securities held to maturity | 750,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,007,000 | 354,070,000 | 362,835,000 | 397,917,000 |
| Interest-bearing deposits | 317,957,000 | 300,510,000 | 308,956,000 | 333,524,000 |
| Noninterest-bearing deposits | 56,050,000 | 53,561,000 | 53,879,000 | 64,394,000 |
| Equity capital | 38,601,000 | 39,125,000 | 40,723,000 | 42,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,213,000 | 14,431,000 | 21,857,000 | 29,152,000 |
| Interest expense | 2,972,000 | 5,980,000 | 9,092,000 | 12,231,000 |
| Net interest income | 4,241,000 | 8,451,000 | 12,765,000 | 16,921,000 |
| Noninterest income | 985,000 | 2,152,000 | 3,517,000 | 4,969,000 |
| Noninterest expense | 4,249,000 | 8,523,000 | 12,891,000 | 17,092,000 |
| Provision for loan losses | 150,000 | 373,000 | 600,000 | 919,000 |
| Pretax income | 840,000 | 1,720,000 | 2,804,000 | 3,900,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 840,000 | 1,720,000 | 2,804,000 | 3,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,853,000 | 38,721,000 | 39,805,000 | 40,894,000 |
| Total capital | 41,564,000 | 42,611,000 | 43,674,000 | 44,840,000 |
| Risk-weighted assets | 335,986,000 | 340,735,000 | 359,380,000 | 386,487,000 |