Call reports 2006
STRIDE BANK, NATIONAL ASSOCIATION — 2006
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 372,473,000 | 379,353,000 | 409,474,000 | 428,785,000 |
| Total loans | 282,305,000 | 288,117,000 | 290,913,000 | 314,911,000 |
| Allowance for loan losses | 3,530,000 | 3,742,000 | 3,752,000 | 3,603,000 |
| Securities available for sale | 62,505,000 | 60,314,000 | 63,638,000 | 60,769,000 |
| Securities held to maturity | 750,000 | 750,000 | 750,000 | 750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,537,000 | 326,018,000 | 353,992,000 | 372,236,000 |
| Interest-bearing deposits | 287,928,000 | 270,085,000 | 298,241,000 | 313,841,000 |
| Noninterest-bearing deposits | 31,609,000 | 55,934,000 | 55,751,000 | 58,395,000 |
| Equity capital | 29,355,000 | 29,588,000 | 31,097,000 | 32,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,721,000 | 11,632,000 | 18,024,000 | 24,778,000 |
| Interest expense | 2,061,000 | 4,326,000 | 6,920,000 | 9,767,000 |
| Net interest income | 3,660,000 | 7,306,000 | 11,104,000 | 15,011,000 |
| Noninterest income | 949,000 | 2,061,000 | 3,172,000 | 4,161,000 |
| Noninterest expense | 3,662,000 | 7,483,000 | 11,344,000 | 15,439,000 |
| Provision for loan losses | 237,000 | 477,000 | 630,000 | 705,000 |
| Pretax income | 710,000 | 1,407,000 | 2,302,000 | 3,028,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 710,000 | 1,407,000 | 2,302,000 | 3,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,233,000 | 29,901,000 | 30,845,000 | 31,578,000 |
| Total capital | 32,683,000 | 33,399,000 | 34,521,000 | 35,181,000 |
| Risk-weighted assets | 279,137,000 | 283,365,000 | 294,007,000 | 317,783,000 |