Call reports 2005
STRIDE BANK, NATIONAL ASSOCIATION — 2005
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 363,167,000 | 350,925,000 | 350,937,000 | 374,865,000 |
| Total loans | 261,208,000 | 251,981,000 | 256,707,000 | 279,694,000 |
| Allowance for loan losses | 3,137,000 | 3,336,000 | 3,163,000 | 3,310,000 |
| Securities available for sale | 75,927,000 | 72,979,000 | 68,668,000 | 64,785,000 |
| Securities held to maturity | 750,000 | 750,000 | 750,000 | 750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,006,000 | 276,721,000 | 284,472,000 | 309,662,000 |
| Interest-bearing deposits | 229,292,000 | 229,443,000 | 234,522,000 | 283,486,000 |
| Noninterest-bearing deposits | 46,715,000 | 47,278,000 | 49,950,000 | 26,176,000 |
| Equity capital | 28,565,000 | 28,980,000 | 28,924,000 | 28,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,027,000 | 10,007,000 | 14,995,000 | 20,344,000 |
| Interest expense | 1,554,000 | 3,189,000 | 4,896,000 | 6,751,000 |
| Net interest income | 3,473,000 | 6,818,000 | 10,099,000 | 13,593,000 |
| Noninterest income | 1,221,000 | 2,255,000 | 3,224,000 | 4,186,000 |
| Noninterest expense | 3,205,000 | 6,533,000 | 9,849,000 | 13,190,000 |
| Provision for loan losses | 248,000 | 496,000 | 737,000 | 975,000 |
| Pretax income | 1,240,000 | 2,039,000 | 2,732,000 | 3,609,000 |
| Income tax | 7,000 | 27,000 | 37,000 | 48,000 |
| Net income | 1,233,000 | 2,012,000 | 2,695,000 | 3,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,996,000 | 28,119,000 | 28,189,000 | 28,491,000 |
| Total capital | 31,133,000 | 31,234,000 | 31,352,000 | 31,801,000 |
| Risk-weighted assets | 256,972,000 | 249,333,000 | 253,640,000 | 275,965,000 |