Call reports 2004
STRIDE BANK, NATIONAL ASSOCIATION — 2004
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 364,206,000 | 352,096,000 | 355,937,000 | 371,148,000 |
| Total loans | 249,425,000 | 241,756,000 | 249,064,000 | 263,398,000 |
| Allowance for loan losses | 2,905,000 | 3,111,000 | 2,716,000 | 2,931,000 |
| Securities available for sale | 88,554,000 | 84,848,000 | 81,993,000 | 80,941,000 |
| Securities held to maturity | 750,000 | 750,000 | 750,000 | 750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,044,000 | 266,267,000 | 262,125,000 | 270,848,000 |
| Interest-bearing deposits | 224,275,000 | 219,894,000 | 217,606,000 | 224,752,000 |
| Noninterest-bearing deposits | 44,769,000 | 46,373,000 | 44,519,000 | 46,097,000 |
| Equity capital | 29,189,000 | 27,741,000 | 28,924,000 | 29,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,808,000 | 9,450,000 | 14,228,000 | 19,131,000 |
| Interest expense | 1,394,000 | 2,744,000 | 4,121,000 | 5,601,000 |
| Net interest income | 3,414,000 | 6,706,000 | 10,107,000 | 13,530,000 |
| Noninterest income | 923,000 | 1,849,000 | 2,689,000 | 3,610,000 |
| Noninterest expense | 3,194,000 | 6,347,000 | 9,536,000 | 12,555,000 |
| Provision for loan losses | 260,000 | 587,000 | 917,000 | 1,244,000 |
| Pretax income | 883,000 | 1,621,000 | 2,358,000 | 3,356,000 |
| Income tax | 48,000 | 56,000 | 64,000 | 73,000 |
| Net income | 835,000 | 1,565,000 | 2,294,000 | 3,283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,096,000 | 27,161,000 | 27,399,000 | 28,404,000 |
| Total capital | 30,001,000 | 30,182,000 | 30,115,000 | 31,335,000 |
| Risk-weighted assets | 248,525,000 | 241,592,000 | 248,975,000 | 263,279,000 |