Call reports 2003
STRIDE BANK, NATIONAL ASSOCIATION — 2003
What STRIDE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 369,471,000 | 370,385,000 | 348,890,000 | 355,237,000 |
| Total loans | 255,990,000 | 251,670,000 | 236,879,000 | 244,640,000 |
| Allowance for loan losses | 2,964,000 | 3,036,000 | 2,753,000 | 2,754,000 |
| Securities available for sale | 87,402,000 | 88,853,000 | 83,750,000 | 82,501,000 |
| Securities held to maturity | 500,000 | 1,250,000 | 750,000 | 750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,677,000 | 269,057,000 | 268,674,000 | 272,836,000 |
| Interest-bearing deposits | 221,302,000 | 222,137,000 | 221,849,000 | 228,577,000 |
| Noninterest-bearing deposits | 42,375,000 | 46,920,000 | 46,825,000 | 44,259,000 |
| Equity capital | 28,802,000 | 28,789,000 | 28,298,000 | 28,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,160,000 | 10,309,000 | 14,952,000 | 19,626,000 |
| Interest expense | 1,690,000 | 3,355,000 | 4,863,000 | 6,289,000 |
| Net interest income | 3,470,000 | 6,954,000 | 10,089,000 | 13,337,000 |
| Noninterest income | 664,000 | 1,408,000 | 2,175,000 | 3,043,000 |
| Noninterest expense | 2,995,000 | 6,087,000 | 9,124,000 | 12,127,000 |
| Provision for loan losses | 263,000 | 530,000 | 797,000 | 1,064,000 |
| Pretax income | 918,000 | 1,817,000 | 2,438,000 | 3,299,000 |
| Income tax | 0 | 17,000 | 25,000 | 33,000 |
| Net income | 918,000 | 1,800,000 | 2,413,000 | 3,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,298,000 | 26,442,000 | 26,475,000 | 26,794,000 |
| Total capital | 29,262,000 | 29,478,000 | 29,228,000 | 29,548,000 |
| Risk-weighted assets | 250,992,000 | 248,121,000 | 237,015,000 | 242,127,000 |